THE BULLION MARKETPLACE • KNOW THE DEALER. COMPARE THE PREMIUM. • SHOP SMARTER
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PREMIUM CALCULATOR

KNOW YOUR
TRUE PREMIUM.

A working calculator for hypothetical—or dealer-quoted—purchase terms. No fake spot-price feed.

Enter the dealer quote

BREAK DOWN THE COST.

Illustrative inputs only. No dealer price feed is connected.

Prices shown by dealers may already include payment adjustments. Enter 0% above when the selected product price already incorporates the payment method, to avoid double counting.
Estimated delivered cost
$3,170.00
Metal intrinsic value$3,000.00
Product subtotal$3,150.00
Payment add-on$0.00
Shipping / insurance$20.00
Estimated tax$0.00
Product premium5.00%
All-in premium5.67%

Illustrative estimate. Shipping insurance, taxation, authentication, spreads, product fineness and actual merchant checkout prices may vary. Never a live quote.

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How it works

WHAT DOES “PREMIUM” ACTUALLY MEAN?

The product premium is the difference between what the metal itself is worth at your entered spot price and what the seller charges for the item. The all-in premium additionally counts your payment add-on, shipping, insurance and estimated sales tax.

For example, if a one-troy-ounce gold item has an entered spot reference of $3,000, and your product price is $3,150, the product premium is 5%. With $20 shipping, total cost is $3,170 and the all-in premium is approximately 5.67%.

Comparisons should use identical fine-metal weight and a consistent spot reference time. A coin’s denomination or collector value is not the same thing as its fine-metal content.